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House insurance

Looking for a quote? +678 22101+678 22101
  • Sleep easy knowing your home is protected
  • Choose from two flexible levels of cover
  • Get a quote in one easy phone call.

House insurance policies in detail

Premier Executive House Insurance

Premier Thrifti House Insurance

Your choice of cover

Regardless of the policy you've selected, you also have the choice of insuring your house for either:

  • Replacement value which covers the cost of rebuilding, replacing or repairing your house to a new condition – up to a maximum of the sum insured; or
  • Indemnity value which is more limited and means we cover the cost of rebuilding or repairing your house to a condition no better than new, less an appropriate allowance for depreciation and deferred maintenance – up to a maximum of the sum insured.