Legal liability cover
Up to VT200,000,000 for your legal liability if claims are made against you for property damage as a result of accidents involving your vehicle, or any vehicle you’re using with the owner’s permission.
Up to Vt80,000 to remove your vehicle to the nearest repair or place of safety if your vehicle is unable to be driven.
Windscreen or window glass
If you accidentally damage your windscreen, window glass or sunroof, we will repair or replace it and you won't be charged an excess or lose your no claims bonus.
Cover for the cost of hiring and insuring a similar vehicle if yours is stolen or becomes a total loss after an accident, limited to a maximum of seven days or Vt40,000, whichever is less.
One event - one excess
If one event causes you to claim on two or more of your TOWER policies, such as your house, contents and vehicle, you will only have to pay one excess.
If you replace your vehicle or buy a new one, we’ll automatically cover the new or replacement vehicle for 30 days.
Third party bodily injury
Covers your statutory legal liability for bodily injury to persons other than passengers in your vehicle, up to to a maximum of Vt500,000,000 for legal liability for bodily injury to passengers in your vehicle.