Tower logo.
  • Phone +678 22101

Premier Motor Insurance

Looking for a quote? +678 22101+678 22101
  • Provides the maximum amount of cover for quality vehicles that require quality protection
  • One event – one excess
  • Get a quote in one quick and easy phone call.


  • Legal liability cover

    Up to VT200,000,000 for your legal liability if claims are made against you for property damage as a result of accidents involving your vehicle, or any vehicle you’re using with the owner’s permission.

  • Salvage costs

    Up to Vt80,000 to remove your vehicle to the nearest repair or place of safety if your vehicle is unable to be driven.

  • Windscreen or window glass

    If you accidentally damage your windscreen, window glass or sunroof, we will repair or replace it and you won't be charged an excess or lose your no claims bonus.

  • Hire vehicle

    Cover for the cost of hiring and insuring a similar vehicle if yours is stolen or becomes a total loss after an accident, limited to a maximum of seven days or Vt40,000, whichever is less.

  • One event - one excess

    If one event causes you to claim on two or more of your TOWER policies, such as your house, contents and vehicle, you will only have to pay one excess.

  • Replacement vehicles

    If you replace your vehicle or buy a new one, we’ll automatically cover the new or replacement vehicle for 30 days.

Optional benefits

  • Third party bodily injury

    Covers your statutory legal liability for bodily injury to persons other than passengers in your vehicle, up to to a maximum of Vt500,000,000 for legal liability for bodily injury to passengers in your vehicle.

Premier Motor Insurance quote

Make a claim

Call us on
+678 22101+678 22101
or drop into your local office.

Premier Motor Insurance full policy document

You will need Adobe Reader to view this document.